Turning Debts Into Dollars: A Common Sense Guide to

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Consumer bankruptcy most often involves filing for either Chapter 7 or Chapter 13, and each option has its pros and cons. For example, a Chapter 7 bankruptcy may be a viable option for you if you want to discharge your debt without a repayment plan and gain a fresh start. YES NO 7 people found this helpful. “ In a functional market there must be business-to-consumer transactions if the market is to reach a natural equilibrium with the demand and supply becoming stable. ” ​ Was this Helpful?

[(Key Facts: Consumer Law )] [Author: Jacqueline Martin]

Categories Consumer Law

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Paternity rights enable a Dad (or whatever) to two weeks’ leave within a period of 56 days of the birth. The Fair Credit Reporting Act, Truth in Lending Act, Fair Credit Billing Act, and Fair Debt Collection Practices Act all serve to protect consumers from a variety of unfair corporate actions such as fraud and deception. The trustee takes possession of all the debtor’s assets (s.18), posts notices in the newspapers and puts a notice in the Register of Insolvencies (that’s when blacklisting from the credit reference agencies begins). 12.

Key Facts: Consumer Law (Key Facts Law) by Martin,

Categories Consumer Law

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If you need an official copy, use the bilingual (PDF) version. Business opportunities are prepackaged small business deals offered primarily to inexperienced entrepreneurs. The most significant safeguard is the “state of the art” defence in CPA, s.4(1)(e): that the defect was such that given the state of scientific and technical knowledge at the time, a similar producer of similar products would also have been unaware of the defect. By knowing your rights and responsibilities, you can look after your business and your customers.

10 Things to Know When a Hurricane or Flood Hits Your Home

Categories Consumer Law

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Legal issues include parole or probation violations and revocation and resentencing proceedings, usually resulting in the imposition of a prison sentence. So to raise an action against a director for failure to have regard to these matters means that at least 50% of the members (depending on the articles) would have to vote to do this and have to feel strongly enough about the matter to be bothered to do anything about it. The parties jointly moved for preliminary approval of a proposed settlement featuring (1) a $250 credit towards the purchase of any new or used car, (2) a 10% discount for the purchase of repairs, parts or services, (3) for the next three years each customer who purchases a used car shall receive a free CarFax report and a description of a repair, if any and (4) training of sales representatives � to explain a car�s maintenance history �, (5) projected settlement value of $4 million, (6) class representative incentive award of $10,000, and (7) $480,000 for attorneys fees, costs and expenses.

Legal Evolution and Hybridisation: The Law of Shares

Categories Consumer Law

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Expiration dates and any fees that will be charged along with other terms and conditions must be clearly and conspicuously stated on the card, package, or accompanying printed document. Which of the following is true with regard to this scenario? a. Noting that certification of a settlement class requires heightened scrutiny [ � where a class action is certified for settlement purposes only, the class prerequisites ...must still be met and indeed scrutinized � ] [dccxxxiv], the Court denied class certification to the GBL 350 claim because individual issues of reliance predominated [ � common reliance on the false representations of the fat and caloric content...cannot be presumed ( in GBL 350 claims ) � ] [dccxxxv], but noted that certification of the GBL claim may be appropriate if limited to New York residents [ � causes of action predicated on GBL 349 which do not require reliance ( may be certifiable but ) a nationwide class certification is inappropriate � ] [dccxxxvi].

The Consumer, Society And the Law

Categories Consumer Law

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If FTC investigators are convinced that an ad violates the law, they can do all of the following: seek a court order (injunction) to stop a questionable ad while an investigation is in progress, and require an advertiser to run corrective ads, admitting that an earlier ad was deceptive. Standard of proof In a civil case, the standard of proof is that of a balance of probabilities, not beyond possible doubt. False, Deceptive or Misleading Advertisement. - It shall be unlawful for any person to disseminate or to cause the dissemination of any false, deceptive or misleading advertisement by Philippine mail or in commerce by print, radio, television, outdoor advertisement or other medium for the purpose of inducing or which is likely to induce directly or indirectly the purchase of consumer products or services.

The Great American Rip Off, Part I

Categories Consumer Law

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If a business refuses to respond or to make an adjustment, we cannot compel them to do so. Eminent Domain: Condominium law concerns the regulation of the condominium ownership and management including statutory protections and remedies afforded to low and moderate income, elderly and handicapped owners, the operation of condominium associations, the conversion of rental units into condominiums, and the sale and purchase of condominiums. The Consumer Rights Act 2015 extends consumer rights to include content supplied in digital form for example film, music, apps, computer games, ebooks etc.

Consumer Laws

Categories Consumer Law

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Here is a rundown of some of the laws protecting consumers that can affect your business: Consumer protection statutes vary from state to state and industry to industry. L. � 349 ) cause of action �); [15] Defective Dishwashers [ People v. They could concentrate on the most prevalent complaints such as second-hand car sales and property repairs. The CAMVAP website provides information by VIN for any vehicles bought back by a manufacturer under its program.

California Judges Benchbook: Small Claims Court and Consumer

Categories Consumer Law

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Some points about rescission: (a) (b) In the case of sale of goods, the primary right for breach is ‘rejection’ of the goods. Recoverable damages typically include medical expenses, lost income, property damage, pain and suffering, emotional distress and loss of consortium (loss of spousal companionship). Waldeck [cccviii] ( � The Home Improvement Business provisions...were enacted to safeguard and protect consumers against fraudulent practices and inferior work by those who would hold themselves out as home improvement contractors � ); Colorito v.

Product Liability Law in Transition: A Central European

Categories Consumer Law

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Eagletronics [cdxc] the consumer purchased a defective air conditioner and sought a refund. Howard & Hallam Limited [2007] UKHL 32, where the French rule of two years’ wages by way of damages was ruled inappropriate and a UK rule of what the agent might have been expected to earn on the basis of his past work was substituted instead. Under the Consumer Protection Law (commonly referred to as CPL), the Department of Consumer Affairs has authority to adopt rules prohibiting practices it defines as deceptive or unconscionable.